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How to Withdraw Money from Limited Paypal Account

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After my Paypal account has a negative balance due to an online scam, I created a new one and tried to avoid any risk with the new account.

However, after I set up and received money from buyers, it was permanently limited right away and the limitation cannot be appealed. In the email Paypal sent me, they said they decided to close my account because of security issues. There would be no problem if my account balance is zero as I could get rid of that account. I just received nearly $1,000 from my online revenue sources and then Paypal closed it immediately. My money is still there but the balance is frozen and I couldn’t send or withdraw it.

I contacted Paypal again to ask for my money and it was another frustrating experience. My money would be held for 180 days (6 months) and Paypal promised that they would send me an email when the balance was available to withdraw. But it never happened and I almost forgot about the incident.

I had to contact Paypal by myself again and they sent me an email to verify that my Paypal funds are eligible for withdrawal now. They also mentioned that my account is still limited, that means I still can’t send or request money, receive payments, add funds and close the account. The positive side is that I can withdraw funds from my account now, and it is the same process as I did earlier. I can either transfer to a bank account, request a check or get a Paypal Debit Mastercard. Here is how I withdraw the funds to my bank account.

1. Log in to PayPal account.

2. Navigate to My Account ->  Withdraw.

3. Click ‘Transfer to bank account’, the minimum amount you can withdraw is $1.

4. Enter the amount you want to withdraw, I filled in every penny of course.

I tried to add another bank account but I received the error message: “Sorry, your last action could not be completed“. Fortunately, I already added a bank account to the Paypal account earlier, so this is not a big problem. If you have the issue, you can request a check anyway.

5. Click ‘Continue’.

6. Review the confirmation page and click ‘Submit’.

Now I can really forget about the account and Paypal also sent me a confirmation saying “it usually takes 3-4 business days for transfers like this to go through.”

Do you have the same issue with your Paypal account? I’d love to hear about your experience.

Reader Interactions

Comments

  1. did you get your money deposited? and cash in hand ? I got the same issue going on right now 7/25/18 im just now seeing your post 8 hrs later after having the exact same scenario as you describe… this morning woke up to check my listings on eBay and funds in pay pal , and ill be damned if they didn’t give me a lame B.S that i was ” a risk to pay pals network and security ” and done just like that froze and told me in so little words ” sorry !!!F- you, your paypal is closed ,,,oh and if we remember or feel like it , we might pay you in 180 days” i happen to have a 2nd debit/bank account on paypal , which is a greendot prepaid debit card .. (which is in good standing , owned / operated like any American based brick and mortar bank) still shows 8 hrs later on paypal site that the transaction is pending / 3 days to get money still???? wonder if ill get it ..

    did you get yours ???

    Reply

    • Yes, I got my money just a few days later. So your account was just limited yesterday? Can you withdraw the funds now or wait 180 days?

      Reply

      • hello can i ask for a help coz i did not realy understand how to withdraw money with a limited paypal account

        Reply

        • Hello Sophia.. I had an fake paypal account of name Sophia Jewell and it contains 400$..
          Now they need address and bank account of sophia to withdraw my funds. Can you help me regarding?? I’m in trouble seriously

          Reply

      • Hi I have a question. My account was permanently limited just last night. Most of the money there from my buyers were pending. Will i still be getting my money after 180 days? Thank you!

        Reply

      • Can i ask you some help my account is limited and i cannot widraw the existing balance, please help me

        Reply

    • Hello I was wondering if yous could help me I think I’m having the same problem so I had sold someone a PS4 on eBay but then he had cancelled it straight away and the money he had payed me I already put in to bank account therefore I had -£91 in my PayPal balance I recently just there today added money and my balance is positive £100 in my PayPal and I went to withdraw and it declined and said I need to upload photo and buisness info I’m just wondering is there anyway around this as I need cash this week and I don’t own a buisness thanks and it says I’m on medium limation and cant withdraw or send or spend money please help?!!

      Reply

      • Word of advice… don’t use PayPal as a payment method on eBay. eBay is full of scammers who know that once the item is shipped, and they dispute the transaction you won’t get paid. I went through a similar problem years ago with a “guy” in the United Kingdom who really was a girl in Chicago with a hijacked eBay account. Lucky for me I kept meticulous records, contacted the real credit card owner, who then called the police. To this day I can’t get an account on eBay. They accused me of being a part of the scam . I suggest you contact the State’s Attorney in the state where you goods were shipped to and file a fraud complaint. You can do it all online, be sure to attach screen shots of all the records you have of the transaction. Include all responses from PayPal also. Send as much as you can. Sorry for your dilemma, but you definitely are not alone..

        C.E.

        Reply

        • I actually contacted the State’s Attorney Office in my state and California about 2-3 weeks ago and got letters in the mail from them looking at the case. How long does it actually take for the Attorney office to get the money freed up in the account? I got four accounts frozen and need that money immediately it’s really aggravating having to wait so long.

          Reply

  2. Hi please help me. As for me my money has been available for withdrawal for about a month now. I received a message from PayPal telling me so. But ever since then I have not been able to withdraw the fund. I don’t have a US bank account to add because it was my friend in the US that opened it for me and he opened in my name. I am presently in Nigeria and I don’t know how to withdraw the money. I am freelance writer on Upwork. That is where I get my money from. What do you think I should do. Thanks

    Reply

  3. I’m now at the 48 hr mark and still see “processing” under my $$. I’m hopeful it will go thru. ill will tell you after reading just a few of the new horror stories and my experience with my 1st boot from them approx 8-9 years ago Im Not up to the phone call challenge just yet, i’m already up to at least 8 unanswered emails .1st boot was buyer on gun broker buying a bi pod for the evil ar15 ,, somehow he didn’t notice every sellers listing including mine explaining the meaning and how to use “discrete pay pal ” of course he types in “ar15 bi pod” in the merch description at checkout . and all it took 9 yrs ago ..

    now seems like eBay and pay pal give a shit 1-2 nights enforcing the half ass rules or next couple of days or weeks its “gun show loop hole week ” as the some call it but ill informed .. but seems like lib’s one work week and pro gun next ,, ??neighbors dad just got booted last month for listing a “fake suppressor ” his eBay listing was very good with the proper legal document , manufacture part# and then i see back to back nights of sales of 2 gun parts that were ruled by the ATF in 2014 as a “firearm” meaning you must hold a FFL to transfer /do background to make it a legal sale seen different trigger seers . and there they were on eBay…next time i see that shit im not being polite and telling eBay or the seller .. …so my rant is done … oh by the way i got booted this time for selling my 12 of about 70 80’s records fetched 650 b4 pay pal got jealous or something IDK?

    Reply

  4. I’ve been able to withdraw my money for about a month and I haven’t been able to add a bank account or credit card anyone have any idea why? I don’t have a card attached to the account at the moment.

    Reply

  5. Same thing happened to me. My account is permanently restricted (as I find out from calling customer service).
    I got my money after 6 months but my account cannot be closed. I also do not like the idea that I cannot delete my account from their system.
    I was told it will be out there forever. I cannot remove any sensitive information from the account, so if they get hacked, I am still at risk.
    I think I need to do something about this, but at this time do not know how to proceed.

    Reply

    • How were you able to withdraw your funds? I read some complaints and they said after 180 days they were asked to withdraw their funds using US bank. Is this true? I hope not, cus I’m not from US so basically I don’t have US bank. Thank you in advance for answering, have a nice day!

      Reply

  6. Selling for 32 days with 43 transactions, eBay “90 day total”shows $688.88
    Yet Paypal shows my held funds at 269.00
    Of the 688.88 I have already received 138 over three weeks..
    Where the hell is this missing money? How can I have close to 700 in sales yet only fucking have a total of 269 pending???

    Reply

  7. Brother, I have same problem, how can I fix this issue and reactivate my account?
    Do you have any solutions?

    Reply

  8. Same BS here! Have had a PayPal account for 16 yrs and never a single ding on my part. They dont want me?? There’s something shady going on @ PP, hope I can withdrawal my balance

    Reply

  9. Hi there i have the same problem with my account limited, afterb180 days i recieved email that my funds is eligible to withraw. So i tried but about 5 days i check it said reversed transaction… The worst my funds was deducted

    What shall i do?
    Shall i add another bank card. In order successfully. Widthrawn with no problem?

    Reply

  10. Same thing happened to me this morning and been pissed off about ypaypal all day. They limited my account so when I call them they basically said screw you, we don’t want you as a customer anymore and btw you can’t get your money for 180 days. I tried getting a friend to request money and it wouldn’t let me approve it. I don’t have bank card attached to my account but I do have a paypal credit card attached. Do you know if I can get my money out of paypal through the credit card somehow

    Reply

  11. I have a limited paypal and i dont have the documents that they need it. The paypal is limited from one year now. Whati can do?

    Reply

  12. My account has been temporary limited. I provided the documents needed but they sent me an email indicating that the proof address attached to my ID wasn’t correct and I should send the proof address following steps that were never there. I tried to reach them through email but all was in vain. These people are real thieves

    Reply

    • @Hun was your account limited and they told you 180 days?? How long did you call before they released? I’ve emailed every email I can find out there about PayPal corporate. I need my 800$ now!

      Reply

  15. My paypal account is limited. I sent them 3 email and I asked the reason.Ther never responded. I called PayPal and I explained the situation. CS said that they would contact me via email. I never received any email from them! The worst company I’ve ever seen.

    Reply

  16. My Paypal account was limited and the requested a card statement to remove the limitation, however, i can’t provide a real card statement from Payoneer because my Paypal’s account wll be permanently limited and deleted. What bank you may recommend to me for creating a fake card statement? My ACH account is FCB (First Century Bank, GA) Thanks in advance for your comments and suggestions

    Reply

    • They have no rights to delete your account. You should at least try. Why you cannot provide card statement to them? It should work. Give it a try.

      Reply

  17. I don’t really understand why people keep using this fucking PayPal and I don’t know how this is possible that a company based in the U:S is not investigated by U:S authorities to know what is going on here. PayPal always says that they close accounts due to risks, but the only risk here is PayPal itself and I think they are the ones who are using their own payment platofrm for money laundry. We should all get together online and the people who are in the U.S suit this company for stealing people’s money.

    Reply

    • I agree with 100% myself is a current victim of this rubbish scammers money launders company holding your money for 180 days for security reason hhhhh

      Reply

  18. this is so unfair to do people like this I need my money refunded please it should not take this long I am call on the President of the United States to step in all head of state to close you down

    Reply

  19. 3 years and same thing. Account limited. Impossible to load what they ask for. I wonder how many of us are getting this SO CALLED customer service which is simply put THE Run AROUND?

    If 100,000’s of account holders are in the same shape maybe a movement needs started to give PayPal a wake up call. Any lawyers out there interested?

    Reply

  20. I’ve also just had my paypal limited and since I use paypal a lot to buy things and use it as a primary method to receive money from buyers it feels like a slap in the face. Quite a lot of selling apps nowadays your 2 options are paypal or bank transfer. Naturally you are forced into using paypal so buyers don’t try the ‘charge back’ through their bank. The trouble is your money is then in the hands of paypal with their stupid rule. The fact they think its perfectly fine to hold peoples money for 180 days!! Would you allow that from a real bank? Hello no.

    I heard through the grapevine they hold your money to make interest on it. Seems about right- Paypal are a VERY shady company despite how much of a universal payment method they are. I’m really waiting on a rival to put them out of business

    I also find it super odd its become limited at a time when I’ve spent a considerable amount more than I usually do through paypal….so I’ve bought a lot of clothes, shoes to try on recently and if I want to return some of them, its going to go back in the LIMITED account. For some reason yday it randomly let me transfer the money to my bank again, so I did it fast. But its not letting me pay for anything through paypal

    Apparently they limited it due to me hitting the £2500 mark & needing proof of identity….but I’m sorry, thats BULL. In 11 years of having the account I probably went over that after 2years. In 11 years they havent asked for proof of identity- why NOW?

    Reply

  21. I’m trying to add money not take it out but they’re giving me the run-around. I’ve contacted support and they say durka durka Mohammed jihad to gain access to your account you must follow the on-screen steps to resolving your account limitations, which I did prior to contacting support, I sent them faxes of my drivers license, bank statement, bills etc, and everything says “completed” meaning that I can’t send any more evidence, and even if I could, this was a ridiculous in the first place because only the bank statement would have proof of my bank statement, anything else just says where I live which doesn’t prove anything.

    After multiple nasty emails to paypal they said that my limitations would be lifted, a week later, I’m still limited. When I ask them why, they say I need to add funds to resolve my negative balance, but I can’t add funds because my account is limited. They’re making me jump through hoops smaller than my body and telling me I just need to make the titanium hoop bigger. Fucking assholes. I hope they all hang themselves. It’s impossible for me to make any payments online until they fix their shit.

    Reply

  22. Hello
    6 month ago my PayPal was on hold and it’s still on hold
    I am from Bangladesh and PayPal is not available in Bangladesh
    That’s why i used random name address(Cyprus ) for paypal
    Now PayPal is interested to release my money to my bank account
    But as i used random name i don’t have an account with that name
    Can I withdrew money my real account which is registered as md ripon (daniel paypal name )

    Please suggest me best way

    It’s lot money on hold there

    Reply

    • Yes you can withdraw it even if you have a different name on the account. You need to add the bank you are moving the money into with the account number and routing number, then PayPal will send two small deposits on the account for confirmation. You will need to verify the two small deposits on the PayPal website or app then you can move the money thereafter.

      Reply

  23. Anyone have any insite for getting my account limitations taken off I just opened
    A new account an they asked for information 3 days later they put limitations on my account I have money a need in my account

    Reply

  25. i am using paypal account 4 years ago everythings are approved already but now they send to email (You can’t use PayPal anymore) i send mails customers service many but they never responded . please tell me how to solve that problem? Thanks

    Reply

  26. my account is limited as well and now available for withdrawal. i do not reside in u.s but my paypal account is u.s based since i used a virtual card to verify it and use the u.s id provided. i need a u.s bank account where i could withdraw. I dont hve one.anyone could help me ill be giving $100 share so i can just withdraw my money.

    Reply

    • Hey you ever get this worked out? I don’t use paypal much anymore all i ise is there prepaid card lol

      Reply

  27. My PayPal is limited and they want me to provide document I do not have. How can I get my money out of my balance? It’s been 3 months and I need my money

    Reply

  28. hi,my paypal also permanent limited & there have 242$ balance.but issue is my country is not allow paypal for this reason i used fake usa paypal & fake address .now 180 days over no CC or bank add there & i cn’t add a new one .i also cn’t take a check because it’s a fake paypal with fake name & address.so how can i withdraw this money can you help me please?

    Reply

  29. my account was limited 6 months ago and its been 180 days and i didn’t any email to withdraw my money so what should i do now or will i able to withdraw my money or not please help me

    Reply

  30. Is there any way to recover the money prior to the 180 days when your account is limited or blocked? I sent money to a seller however his account has been limited and he cannot withdrawn the money and of course he wants his money which is quite fair.

    Reply

  31. Ok all i want to do is move money i got the paypal prepaid card i want to send all that money off the card back to paypal and off to my new chime card but paypal hate the card as seem all my paypal account even new one have no ach available i do ‘t really even know what ach is?

    Reply

  32. yes I have the same issue. I have a negative balance on my other email. I have to wait to get my money out I have. I can receive funds but I can’t withdrawal on my other account and the one I have with negative balance on is locked I can’t login. Now its with collections and I call a thousands of times I kept getting transfer to different apartments trying to but a claim in. One person saying I don’t have to pay it you can set a new password. So when I got transfer over I kept hearing you have a negative balance on this account and I kept saying I don’t have to because it was a scam account under my name. So now on my other email I have money in there. but I can’t get it out now because of that. I need help with this. I just saw your post on this.

    Reply

  33. i have used my paypal account for many years and suddenly account was limited without any issues and i had 2000 usd. paypal told me after 180 days and now 180 days is gone was told they cant send money to my Country i can only add USA bank account which i did and since 6 Months additional after 180 days plus am still struggle to take my money. Paypal customer service kept on fooling me and laughing at me whenever i call.

    now i tried to withdraw they said Right now, we’re not able to complete this transaction. Please try again later.

    i dont know what else to do.

    paypal supervisor said its her system i should keep trying maybe it will go some day.

    i need to report paypal because this is not right. eating poor peoples money without any strong reasons.

    i need help

    if not i will fight paypal spiritually. i will get there business burnt down in the physically world and in spiritual.

    Reply

  34. Hello

    My account is limited for 180 days and i m unable to withdraw my money for 180 days so can u help me?

    regards
    jaydeep bhatt

    Reply

    • I am facing the same problem, my account is limited from last 30 days. i am really worried about that how i may withdraw my balance..

      Reply

  35. Hello,

    I have received multiple amount in my PayPal account for buyers. But recently my PayPal account status is limited, as i have been already provided the requested documents to PayPal. In the last week PayPal sent me one of email that we have sent the confirmation email to your buyers (that were four buyers) once we get the confirmation from those we will activate your account. Moreover, I am waiting for positive response since 10 days, but today i just called PayPal help service and still the same reply that we did not get the confirmation from your buyers till now so we may not able to remove the limitation from your account, as i have more than 10K USD in my PayPal balance and i want to withdraw my amount as soon. My question is that if the buyers are not responding to PayPal, as i do not know those buyers personally, so what would be the further step ? for how long they may keep my account under limitation? when it would be possible that i may withdraw my amount?

    looking forward to hear helpful suggestions from you.

    Regards

    Jhon Smith

    Reply

    • Was there any dispute opened on any of the payments you received? Login to your account and confirm it there was any chargeback. And has your account be permanently disabled or its just a temporary limitation?

      Reply

  36. I got four accounts limited as first three were limited back in early April and the one I opened after that happened just got limited today with $700 in it and the first three had almost $9,000 in them. I do not want to wait the full 180 days for my money. I contacted my Attorney General Office and the one in California to take my case but not sure how long it will take for them to help get my accounts unfrozen.

    It’s a nightmare waiting for your own money and 180 days is just too long even though it’s now close to 150 days for the first three accounts.

    It’s ridiculous how PayPal still gets away with this stuff and how nobody has really challenged them to stop freezing people’s accounts like this to this day. I’m at the bay of PayPal because it’s the one payment method that my buyers trust the most so I have no choice but to use them but it sucks knowing they can just freeze your account like this at any time. I’m just going to have to keep opening new accounts and use them for a couple of weeks and getting any money I make withdrawn quickly. That’s the key don’t leave more than $500 in your PayPal accounts withdraw as quickly as you can and as often as you can.

    Reply

  37. Hi there, can I have that link? Co’z my accounts got limited issue. I don’t know what’s the problem with PayPal.

    Reply

  38. If any of you have Payoneer Credit Card, You should be able to withdraw money.
    I really don’t know when they limit one account.

    They didn’t limit my account.
    But I didn’t face such a situation although my transfer was within $1000 dollars.
    I just withdraw money using my Payoneer card details.
    IT worked.

    Now I am again thinking of using Paypal to receive money from my client.
    But now I am a bit afraid of reading such posts and knowing about such unpleasant experiences of you all.

    Reply

  39. i want to transfer my money to a friend paypal account, and they ask for written authorization in which i indicate the email address to which i want to transfer my funds.

    Reply

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